February 8, 2023

URA Offering Funds for Low-Income and First-Time Homebuyers

Low-income and first-time homebuyers looking to purchase a home in the City of Pittsburgh may now qualify for a grant from the Urban Redevelopment Authority (URA)’s OwnPGH grant program.

The URA and First Commonwealth Bank will host an OwnPGH information session on Wednesday, February 22 at 10 a.m. in the lower level conference room of the URA office (located at 412 Boulevard of the Allies, Pittsburgh, PA 15219). Attendees will have the chance to hear more about the homeownership program and talk one-on-one with URA and First Commonwealth Bank representatives.

For more information on the session, visit the OwnPGH Information Session event page.

This article was updated on February 15, 2023 to include information on the OwnPGH information session. 

About the OwnPGH Program

The OwnPGH program seeks to promote affordable homeownership opportunities within the City of Pittsburgh. It provides grants and second mortgage financing for homebuyers at or below 80% of Area Median Income (AMI).

Participants in OwnPGH may receive up to $90,000 in grants and forgivable loans from the URA and the city’s housing authority, with $50,000 available in grants and $40,000 available in loans.

Additionally, eligible borrowers may qualify for the Down Payment and Closing Cost Assistance Program (DPCCAP), which provides them an additional $7,500 in forgivable loans.

Who can apply?

  • Individuals who pre-qualify for a home loan through one of URA’s three bank partners.
  • Individuals who do not exceed 80% of AMI.
  • Individuals who would like to own a property within the City of Pittsburgh. Properties outside of City of Pittsburgh do not qualify for OwnPGH assistance.

Learn More

View OwnPGH income limits, find contact information for participating bank partners, and learn how to apply by visiting the Urban Development Authority website.