The Pennsylvania Housing Finance Agency (PHFA) is now accepting applications for the Pennsylvania Homeowner Assistance Fund (PAHAF), which supports statewide homeowners who are facing financial hardships as a result of the COVID-19 pandemic.
PHFA was allocated $350 million under the American Rescue Plan Act of 2021 to develop the PAHAF program. The program will provide financial assistance to homeowners for qualified mortgage and housing-related expenses to avoid delinquency, default, foreclosure, or displacement.
Eligibility
The program will accept applications from eligible, Pennsylvania homeowners who meet the following criteria:
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Homeowner owns and occupies the property as their primary residence
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Property is located in Pennsylvania
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Homeowner has experienced a financial hardship as a result of the COVID-19 pandemic after January 21, 2020 (this includes a hardship that began before January 21, 2020 and continued after that date)
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Household income is equal to or less than 150% area median income (AMI)
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Homeowner’s first mortgage is a conforming loan and meets the federal limits for the year in which the loan was taken
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Homeowner cannot receive the same assistance for mortgage payment, mortgage reinstatement, property charges, and/or utility payment from another federal, state, local, nonprofit, or tribal source
Apply
Eligible homeowners will be able to apply online for PAHAF and see a list of organizations that can assist them on the program website.
For help with the registration or application, contact the Pennsylvania Homeowner Assistance Fund Customer Support Center at (888) 987-2423, Monday through Friday from 8 a.m. to 8 p.m. and Saturday from 8 a.m. to 5 p.m. Customer Support Specialists will be able to help you complete your registration and/or application over the phone.
Anyone who does not have an email address can contact partners at the Housing Counseling Agencies. Here is a full list.
More Information
More program information, eligibility details, and answers to frequently-asked-questions, are available on the PAHAF website.
